Comprehensive Employee Benefits and Customer-Focused Service
Dental, Vision, Life and Disability and Value-Added Benefit Plans Tailored to Your Needs
Guardian has been helping people protect their futures and secure their lives for more than 160 years. Every day, we serve approximately 29 million people through a range of insurance and financial products. As one of the largest mutual insurance companies, we know what matters most: putting the needs of our customers first.
We have been providing services to professional employer organizations since 2005. Working with PrismHR, we offer benefit plans that can be tailored to your clients’ needs. Our comprehensive voluntary benefits – dental, vision, life, disability, accident, critical illness, cancer and hospital indemnity plans along with our value-added services help you provide attractive benefits to recruit and retain worksite employees to help your business thrive.
Personalized Benefit Solutions
We offer a full suite of products and enrollment strategies with state-of-the-art technology to meet your needs.
Customer-Focused
As a mutual company, we put your needs first. We measure ourselves by how much we’ve helped people, businesses, and communities to protect their futures in life, health, and wealth. Everyone deserves a Guardian.
Operational Expertise
We have the products, experience, and resources that to support you and your employees.
Products
Specializing in Multiple Employer Plans for PEOs
Dental Insurance
Good oral health can lead to better health overall. That’s why dental insurance is in high demand, it’s one of the best ways to help worksite employees get the preventive oral care they need and save on more costly dental services if needed.
Vision Insurance
As we spend more time in front of screens, vision insurance – and the eye exams, glasses, and contact lenses it helps to cover – becomes increasingly important for worksite employees.
Life Insurance
The income your clients’ employees earn touches numerous other lives. That’s why life insurance can be a vital offering for worksite employees, providing families financial support in case the unthinkable happens.
Disability Insurance
Despite our best efforts, being unable to work due to illness or injury can happen. Disability insurance helps ensure your clients’ worksite employees can continue to support their families at a time they need it most.
Accident Insurance
Accident insurance helps cover any extra, out-of-pocket expenses not covered by health insurance that a worksite employee might face if they’re injured in an accident.
Critical Illness
Critical illness insurance offers similar coverage if a worksite employee becomes very ill or suffers a serious medical problem, like a heart attack or stroke.
Cancer Insurance
Like accident insurance, cancer insurance helps cover out-of-pocket expenses that aren’t covered by health insurance. If a worksite employee is diagnosed with cancer, this coverage can help ease the financial strain of treatment.
Hospital Indemnity
If a worksite employee is hospitalized, hospital indemnity insurance can help cover the costs associated with the stay. It can be especially valuable for worksite employees with high deductibles and copays, who may need assistance with childcare if hospitalized, or who might need to travel far from home to receive medical care.
Value-added Benefits
Guardian enhances its benefits with several services growing in demand among employees. In addition to helpful services like:
- Will Prep
- Employee Assistance Program – WorkLifeMatters
- Guardian Benefit Communication and Enrollment Support
- Guided-Decision Making with Nayya
Connect with Guardian
We’re ready to help you build an attractive benefit offering.

National PEO Director

PEO Channel Development Leader
Contact Us to Get Started
Products are underwritten and issued by The Guardian Life Insurance Company of America, New York, NY. Some products may not be available in all states. Policy limitations and exclusions apply. Optional riders and/or features may incur additional costs. Documents are the final arbiter of coverage. WorkLifeMatters Employee Assistance Program and Will Prep services are provided by Integrated Behavioral Health, Inc. and its contractors. Work Life Matters Employees Assistance Program is not an insurance benefit and may not be available in all states. PrismHR is neither a subsidiary nor affiliate of The Guardian Life Insurance Company of America.
Guardian® is a registered trademark of The Guardian Life Insurance Company of America. © Copyright 2022 The Guardian Life Insurance Company of America, New York, NY 2022-134034 Exp. 3/24