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PrismHR Retirement Services

A Fully Integrated, Modern 401(k) Designed for PEOs and Payroll Service Providers

Deliver a smarter retirement benefit that’s easy to offer, effortless to manage and built to help you compete with national providers.

Whether you’re replacing your current Third-Party Administrator (TPA) or launching a new offering, PrismHR Retirement Services helps you win more deals, retain more clients and grow revenue—without adding administrative or fiduciary burden.

Deliver a Pooled 401(k) Plan That Adds Value Without Complexity

Access Valuable Tax Credits

Support your clients in unlocking up to $16,500 in Secure 2.0 startup credits plus $1,000 per eligible employee in matching incentives.

Meet State Retirement Mandates

Help clients comply with mandatory state retirement plan laws without the complexity of setting up and managing a plan on their own.

Offer the PrismHR Pooled Employer 401(k) Plan

Provide a fully integrated, no-cost Pooled Employer Plan (PEP) with no participation minimums. Reduce administrative overhead, streamline compliance and eliminate the need for a separate Third Party Administrator (TPA).

Explore how the fully integrated PrismHR Pooled Employer 401(k) Plan can help you meet client demand, reduce administrative overhead and stay compliant—without added complexity.

Deliver Scalable, Easy-to-Manage Retirement Benefits

Integrate Seamlessly With Payroll

Sync employee contributions and plan activity directly within PrismHR for accurate, automated data management.

Customize Plan Design

Let clients tailor eligibility rules, vesting schedules and matching options—guided by expert onboarding and compliance support.

Support Clients With Ongoing Education and Service

Ensure long-term success with white-glove implementation, employee education programs and direct access to experienced plan advisors.

Deliver a Seamless 401(k) Experience That Scales

Discover how PrismHR’s retirement solution empowers you to offer customizable, easy-to-administer plans backed by expert support and built-in payroll integration.