Aflac logo

Customized accident, critical illness, hospital indemnity, and BenExtend plans.

Aflac, a Fortune 500 company, provides financial protection to more than 50 million people worldwide. When a policyholder or insured gets sick or hurt, Aflac pays cash benefits fairly, promptly, and often in one day for eligible claims. For more than six decades, Aflac voluntary insurance policies have given policyholders the opportunity to focus on recovery, not financial stress.

The partnership between PrismHR and Aflac, managed by Alterity, provides professional employer organizations, regardless of size, access to plan designs and benefits they would not typically be able to access on their own.

PrismHR clients can choose from a suite of customized accident, critical illness, hospital indemnity, and BenExtend plans to create their own unique program offering.

Best-In-Class Plan Designs

  • All guarantee issue – no health questions required
  • No pre-existing limitations
  • No participation requirement
  • No individual PEO underwriting in most states
  • Competitive pricing

White-Glove Customer Service

  • Implementation Support
  • Dedicated toll free customer service hotline for PrismHR customers
  • Communications support which including both digital and traditional print materials

Technology Benefits


  • Prebuilt file template
  • No fee for Aflac data bridge
  • Enhanced support for Aflac data file setup


Accident Insurance

Accident Insurance pays a benefit to the employee for treatment and diagnoses, including ambulance rides and emergency room visits, resulting from covered accidents.

Critical Illness Insurance

Critical Illness Insurance pays a lump sum benefit upon diagnosis of a covered condition such as cancer and heart attack. The plan will also pay for subsequent diagnoses of the same or new conditions.

Hospital Indemnity Insurance

Hospital Indemnity Insurance provides employees with cash benefits when they are admitted and confirmed to a hospital for covered accidents and illnesses.


BenExtend features commonly-used benefits from three different types of insurance – accident, critical illness and hospital indemnity. Employees will get a range of benefits in one simple plan at one price.

Alterity logo

Alterity is a leading independent consulting firm offering advisory services designed to meet the unique needs of private equity firms and employers.

Navigating the constantly evolving landscape of employee benefits and insurance, Alterity delivers customized solutions for each client. Alterity is headquartered in New York with offices in Austin, Toronto, and London.




Get Started with Aflac

Contact us to learn more about the benefits of the PrismHR – Aflac Partnership.

PHRI LLC is an affiliate of PrismHR, Inc. All insurance products will be offered and sold only through PHRI LLC, its licensed agents or its licensed insurance partners, 35 Parkwood Drive, Hopkinton, MA 01748. Licensed in 49 states. Certain services may not be available in all states. Customers must be using PrismHR’s HCM technology platform to take advantage of these programs.