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Premier Recordkeeping Partner for Pooled Plan Arrangements
Contact a Transamerica representative to learn more about pooled plan solutions and how we can help your plan grow.
Transamerica is a pioneer in the pooled plan space with 25 years of experience partnering with PEOs on pooled retirement plans. Our consulting team and growth strategy help deliver efficient, attractive benefits for your clients.
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For 25 years, PEOs have relied on Transamerica to help hardworking employees pursue brighter retirement outcomes. Our pioneering efforts in the pooled plan space continue to expand retirement plan coverage for everyday Americans, helping them live their best lives—now and in retirement. Transamerica is an approved PrismHR Marketplace partner, helping PEOs streamline operations, reduce administrative workload and enhance data security. Through PrismHR’s advanced API technology, data transfers—such as names, dates and contributions—are automated, eliminating the need for manual processing.
*As of December 31, 2024
Compliance Testing
The plan’s service providers handle all aspects of compliance testing, including preparing census data and providing documentation to the recordkeeper.
Increased Negotiating Power
By aggregating assets, plan adopters may achieve economies of scale typically enjoyed by much larger plans. This has the power to lower investment and administrative fees and improve service levels for participants.
With deep expertise across every sector and all plan sizes and types—including pooled plan arrangements—we help employers navigate complexity with confidence.
Grow Your Plan With a Dedicated Sales Team
Building and growing a pooled retirement plan is a team effort. Transamerica’s dedicated group of experts works with you to build a strategy to find prospective adopters and educate them about the benefits of joining your plan. From marketing to onboarding, we’re here to help your plan grow — at no additional cost.
Tailored marketing support
Effective growth strategy
Customized resources, campaigns and webinars
Proactive pipeline management
Prospective adopter consultations
Onboarding assistance for new adopters
Participant rollover assistance
Engage and Inspire Participants
Help employees understand if their savings and investment strategy is aligned with their retirement goals.
The Transamerica participant experience features:
Unique Recordkeeping Technology
Transamerica’s proprietary technology, bundled recordkeeping solutions, seamless PrismHR integration and collaboration with top-tier third party administrators help create personalized, streamlined retirement experiences for our pooled plan clients.
360 API integration with PrismHR
Extensive library of administrative reports for sponsors and adopters
Plan reporting at the individual adopting-employer level
Flexible provisions include vesting, eligibility, employer contributions, matching contributions, and more
Plan administration support
Eligibility tracking
Online access for each adopting employer
Important: The projections or other information generated by the engine (which produces Your Retirement Outlook®) regarding the likelihood of various investment outcomes are hypothetical, do not reflect actual investment results, and are not guarantees of future results. Results derived from the tool may vary with each use and over time. Securities offered through Transamerica Investors Securities, LLC (TIS), member FINRA, 440 Mamaroneck Avenue, Harrison, NY 10528. All Transamerica companies identified are affiliated but are not affiliated with any other organization referenced. Logos and trademarks are the intellectual property of their respective owners.
While a multiple employer plan (MEP) arrangement offers adopting employers the ability to delegate fiduciary functions to the MEP plan sponsor, employers should be aware that they still retain fiduciary responsibility for selecting and monitoring the MEP provider. Adopting employers of a MEP must share a commonality — a connection among the adopting employers such as a trade, professional organization, or PEO — and the MEP is treated as a single plan. A violation of the qualification rules by an adopting employer generally would not affect the tax-qualified status of the plan as a whole (provided the plan is eligible for relief under the “unified plan,” or “one-bad-apple,” rule).
Before adopting any plan, you should carefully consider all of the benefits, risks and costs associated with a plan. Information regarding retirement plans is general and is not intended as legal or tax advice. Retirement plans are complex, and the federal and state laws or regulations on which they are based vary for each type of plan and are subject to change. In addition, some products, investment vehicles and services may not be available or appropriate in all workplace retirement plans. Plan sponsors and plan administrators may wish to seek the advice of legal counsel or a tax professional to address their specific situations.
RS3 2299382R1 S 11/25
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