Family Protection, Healthcare Indemnity, Accident, & Critical Illness insurance plans.
5Star Life Insurance Company provides benefit solutions that reinforce an employee’s sense of well-being. Through engagement, collaboration, and a benefit portfolio addressing an array of employee needs, 5Star Life is an easy choice as a preferred and dependable partner.
- One point of contact
- Dedicated account management to ensure quality each step of the way
- Consistently striving to deliver excellent service
- Easy and flexible administrative options to fit every need
- Tailored reporting and billing service options
- Responsive and efficient claims process
- Comprehensive enrollment communications solutions to enrich the benefit election process
Family Protection Plan “FPP”
The Family Protection Plan “FPP” is a term life insurance product that provides both level death benefit and level premiums for the insured. It also offers a Quality of Life Rider is an optional benefit that accelerates a portion of the death benefit under specific circumstances.
Healthcare Indemnity Plan
The Healthcare Indemnity Plan provides first dollar coverage, without any coordination or offset of benefits, based on the policy schedule of values. The plan is designed to be a strong supplement to existing medical coverage by filling the gaps created by rising deductibles, increasing co-payments, and higher out-of-pocket maximums.
Accident Plan
The Accident Plan provides cash benefits from day one for medical treatment provided for injuries an insured receives from a covered accident with no pre-existing condition limitation or annual maximum benefit.
Critical Illness Insurance Plan
The Critical Illness Insurance Plan pays lump sum benefits direct to the insured on a tax-free basis, based on qualifying diagnosis by a healthcare professional.
Learn More About 5Star Life Insurance Company
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PHRI LLC is an affiliate of PrismHR, Inc. All insurance products will be offered and sold only through PHRI LLC, its licensed agents or its licensed insurance partners, 35 Parkwood Drive, Hopkinton, MA 01748. Licensed in 49 states. Certain services may not be available in all states. Customers must be using PrismHR’s HCM technology platform to take advantage of these programs.